Cendera Bank is committed to making all of your banking needs as simple and convenient as possible. We offer a variety of savings and investment accounts to suit your immediate and future business financial needs.
Money Market
With Cendera Bank’s Money Market account you have the ability to retain liquidity in your funds. Put your money to work for you with a higher rate of interest and the flexibility of writing checks today.
- Minimum balance to open is $2,500.00
- FREE Online Banking
- Interest is compounded monthly
- Detailed monthly statement WITH images
- Federal regulations limit third-party or pre-authorized transfers to six per month of which no more than three may be by checks, draft, or debit card to a 3rd party
- Flat service charge fee of $15.00 per month
Interest is paid to the following Tier structure:
- Tier I: UP TO $999.99
- Tier II: $1,000.00 to $9,999.99
- Tier III: $10,000.00 to $49,999.99
- Tier IV: $50,000.00 & up
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Regular Savings
Enjoy competitive interest rates and ready access to your funds with Cendera Bank’s regular savings account.
- Minimum balance to open is $100.00
- FREE Online Banking
- Interest is compounded quarterly
- First six monthly withdrawals FREE of charge; $2.00 each thereafter
- A monthly service charge fee of $10.00 if the balance falls below $100.00 any day of the month
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Certificates of Deposit
If you have long-term savings goals and are seeking higher rates, then The First National Bank Bells Savoy’s Certificate of Deposit (CD’s) are an excellent choice.
- Cendera Bank’s CDs have the security of FDIC insurance
Minimum balance to open is $500.00
- FREE Online Banking
- Available in various maturities and terms
- Interest is compounded quarterly
- You may choose to have monthly interest checks mailed to you, transferred automatically to a checking or savings account or added back to your CD account to earn interest along with your principal.
- Automatic renewal on most CDs
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