| ACCOUNT FEES |
| Official Checks |
$5.00 |
| Insufficient Checks* |
$30.00 / item
|
| Checks paid into Overdraft* |
$30.00 / item |
| Stop Payment Orders |
$30.00 / stop payment - Effective for 6 months |
| Return Items/Charge Backs |
$10.00 / item |
| Balance Inquiries using telephone banking or internet |
FREE |
| Balance Inquiries not using telephone banking or internet |
FREE |
| Telephone Transfer using telephone banking or internet |
FREE |
| Telephone Transfer not using telephone banking or internet |
$3.00 |
| Account research (minimum $10.00, $2.00 per copy) |
$30.00 / hour |
| Account Balancing assistance (minimum $10.00) |
$30.00 / hour |
| Statements |
$5.00 |
| ACH returns |
$30.00 |
| Photocopies |
$.50 each |
| Check cashing (noncustomer) |
$15.00 |
| Check printing |
Fee is dependent upon style and quantity of checks ordered |
| Incoming Fax per page |
$0.50 |
| Outgoing Fax per page |
$0.50 |
| Depository lock bag |
$20.00 |
| Depository zipper bags |
$5.00 |
| Night depository keys |
$3.00 |
| Account closed within 60 days of opening |
$20.00 |
| Deposit Corrections |
$2.00 |
| Visa gift cards |
$5.00 |
ATM Transactions
|
ATM Transactions at Cendera Bank are free to customers of Cendera Bank. |
| SAFE DEPOSIT BOXES |
| 3 x 5 x 21 |
$20.00 annually |
| 3 x 10 x 21 |
$28.00 annually |
| 5 x 10 x 21 |
$35.00 annually |
| 7 x 10 x 21 |
$45.00 annually |
| 10 x 10 x 21 |
$50.00 annually |
| Additional Key (max 2 keys per box) |
$25.00 change lock & issue 2 keys |
| Drill Safe Deposit Box/Lost both keys |
$150.00 drill, replace lock & issue 2 keys |
| COLLECTIONS |
| Incoming |
$15.00 |
| Outgoing |
$10.00 |
| WIRE TRANSFER FEES |
| Outgoing |
$15.00 each |
| Incoming |
$10.00 each |
| ATM TRANSACTIONS |
| Transactions at Cendera Bank machines |
FREE to Cendera Bank Customers |
| Transactions at other locations ** |
4 free inquiries a Month** |
| Account Inquiry at other locations** |
4 free inquiries a Month** |
* The categories of transactions for which an overdaft fee may be imposed are those by any of the
following means: checks, in-person withdrawal, or other electronic means.
**Up to four transactions per month will not be charged the foreign ATM transaction fee.