Business Deposit Accounts

Whether you need complex Treasury Services and Multi-Factor Login Access, or just the basics, here are some of the accounts we offer at Cendera Bank.

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All our accounts enjoy the benefits of:

Elite Business Checking

The operating account with your CFO in mind

Earn tiered interest rates* on your everyday operating account. This account can accommodate up to 300 items (Deposits, Checks, Credits, or Debits) and up to $15,000 in currency deposited per statement cycle without additional costs. There is no monthly service charge when your balance remains above $20,000 per statement cycle (otherwise $35 per statement cycle).

Complimentary Services Include:

  • Remote Deposit Scanner Rental
  • eStatements (paper statements, $5 per address)
  • Start-up Check Order package
  • Positive Pay Services
  • Business Bill Pay
  • Business Online Banking

Small Business Checking

Utilize big bank technology with minimal expense

This account can accommodate up to 100 items (Deposits, Checks, Credits, or Debits) and up to $5,000 in currency deposited per statement cycle without additional costs. There is no monthly service charge when your balance remains above $500 per statement cycle (otherwise $10 per statement cycle).

Complimentary Services Include:

  • Business Bill Pay
  • Business Online Banking
  • Business Mobile Banking
  • eStatements to multiple parties
  • Alerts by Notifi®

Account Analysis Checking

The large volume transactional account for businesses who maintain balances to offset costs

Earns an Earnings Credit to offset account expenses. Pricing is determined at a transaction level. Perfect for a large volume of account activity or more complex Treasury Management activities.

See a Cendera Bank Schedule of Fees for more details.

Business Money Market

Earn interest on your liquid reserve accounts

This account pays tiered interest earnings when you maintain a balance of at least $1,000. See our Rate Sheet for current interest rates and APY. There is a $10 service charge if your transactions out per statement cycle exceed 6.

Business High Yield Money Market

Maximize returns on your large dollar deposit holdings

This account pays tiered interest earnings when you maintain a balance of at least $50,000. See our Rate Sheet for current interest rates and APY. There is a $10 service charge if your transactions out per statement cycle exceed 6.

Cendera Certificate of Deposits (CDs)

Whether your goals are short or long-term, you can select from a range of Certificates of Deposits from Cendera Bank to meet your savings goals at a fixed rate of return. Our experienced bankers are always available to discuss the best options for you.

We offer a variety of terms to choose from that best fits your timeline.

  

CDs Disclaimers

Terms & Fees may change without prior notice
Interest Rates are subject to change without prior notice.
$1,000 minimum deposit required on all CD's.
View current interest rates or call us at (903) 965-7755.
Annual Percentage Yield (APY). The minimum to open and obtain the APY is stated on the account agreement.
Withdrawal of interest will reduce earnings.
A penalty may be imposed for withdrawals before maturity.
Refer to Truth-in Savings disclosure for complete details.
Available for personal and business accounts.